URSU Health & Dental Plan
To help University of Regina students pay for the health services they need, URSU has partnered with Gallivan in order to provide students with extended health and dental coverage. The Plan is designed specifically to fill the gaps in provincial health care (Saskatchewan Health) and other basic health-care programs.
This plan is an extended health plan. All students still need to apply for a Saskatchewan health card to cover basic medical services (doctor’s visits, emergency room, etc). Visit www.ehealthsask.ca to apply for a health card.
Most URSU members and First Nations University of Canada (FNUniv) students who are taking 9 or more credits as undergraduate students (or taking 6 or more credits as graduate/ PhD students) in the Fall semester should be automatically covered. Students taking fewer than 9 Fall semester credit hours may have to opt-in to the program.
You may NOT be automatically enrolled and maybe able to opt-in if:
– You are in maintenance status.
– You did not start school in September (students who start in Winter semesters)
– You are not a full-time student (Part-time students who are taking fewer than 9 Fall semester credit hours or fewer than 6 credits as graduate students)
– You opted out of the coverage (permanently)
– You are a Co-op student
– You are enrolled in the ATP/ ARP programs
Please check your student account to confirm if you have been charged the ‘Health and Dental fee’. Part-time students and new Winter semester students are not automatically enrolled. If you were not automatically enrolled, you may self enroll only during the change-of-coverage period.
This insurance also includes:
– Students on practicum
– Students enrolled in off-campus courses (such as Social Work students and First Nations University students studying in Saskatoon and Prince Albert)
– Co-op students who start a new work term in September or in the middle of a work term in September are not automatically covered by the Health & Dental Plan. However, you have the option to opt-in during the Change-of-Coverage period (September 1-September 30). For more information, please call the Support Centre at 1-877-746-5566 ext. 2, or email them at: email@example.com , or visit their website at mystudentplan.ca
Among other benefits, the Plan covers:
- Up to 80% for prescription drugs
- The services of paramedical practitioners are reimbursed $40 per visit. Each service has an overall plan maximum of $400 (psychologists, massage therapists, physiotherapists, chiropractors, etc.)
- Your plan covers 100% of the cost of the following vision care expenses:
- Eye exams up to $50 every 2 years.
- Glasses/Contact Lenses up to $100 every 2 years.
- Laser eye surgery up to $150 per benefit year.
- Up to $750 in dental care (checkups, cleanings, fillings, extractions, endodontics, periodontics, etc.)
- Travel health coverage (up to $5,000,000 per incident, 120 days per trip), trip cancellation and trip interruption in the event of a medical emergency
Visit mystudentplan.ca for complete details.
How Can I Save More?
You can further enhance your benefits by visiting health professionals who are members of the Dental, Vision, Physiotherapy, and Massage Therapy Networks. You are covered for the insured portion regardless of the health professional you choose. By consulting a Network member, you will get additional coverage. For example, by visiting a Dental Network member, you will receive an additional 20% off dental services. Visit mystudentplan.ca for more information.
How Much Does It Cost?
The Plan fee for full-year coverage (Sept. 1, 2020 – Aug. 31, 2021) is $218.50. The breakdown is $98.30 for health coverage and $120.20 for dental coverage. The cost of the Plan is part of your student fees if you are automatically covered.
Can I Change My Coverage?
If you are covered by another extended health and/or dental plan (e.g. a parent’s or spouse’s employee plan, not Saskatchewan Health), you can combine both plans to maximize your overall coverage and reduce or eliminate out-of-pocket costs.
Alternatively, if you have other equivalent coverage, you can opt out of the health portion, the dental portion, or the Plan in its entirety during the Change-of-Coverage Period from Sept. 1 – Sept. 30, 2020 and receive a credit to your student account for the amount of the Plan.
If you are eligible, the Change-of-Coverage Period is also when you can enrol yourself, your spouse, and/or your dependent children in the Plan. Only new Winter semester students can enrol themselves and their spouse and/or dependent children from Jan. 11 – Feb. 5, 2021 for coverage from Jan. 1 – Aug. 31, 2021. Visit mystudentplan.ca for instructions.
Have More Questions?
Information is available online at www.mystudentplan.ca or by calling the Support Centre at 1-877-746-5566 ext. 2